Insurance knowledge to help you make the right decision
3 Main Ways to Get a Plan:
Employer or Cobra
The most traditional way to get a plan is through your employer. Cobra is an extension of your existing work plan, with you paying most, if not all, the cost. It will be the least or most expensive, depending on the size of the family and employment status.
ACA/Marketplace
Income-based plans through the state in which you reside. May offer steep discounts depending on your financial situation. Mostly, HMO options are available, which may limit your flexibility for out-of-state coverage.
Private
Health-based plans through a specific insurance company. Discounts and qualifications are based on a series of medical questions to assess risk. Similar to life and/or car insurance.
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